County Clerk Records SURPLUS FOUND
Former Property Owner NOTIFIED
Funds Recovered RETURNED
ClaimFolio helps former homeowners recover unclaimed surplus funds

$70 billion
in surplus funds
sits unclaimed

When a foreclosed property sells for more than what was owed, the difference belongs to the former owner. Most never find out. We find it for them.

How we find funds the system forgets

We audit public county records daily to identify surplus funds that legally belong to former homeowners. Then we help them claim it — at no upfront cost.

01

Daily county record audits

We continuously monitor county clerk databases for new foreclosure surplus filings across the US. Every surplus deposit is flagged and tracked.

02

Locate the rightful owner

Using public records and verified skip-tracing, we identify and reach the former property owner — or their legal heirs — to inform them of their claim.

03

Recover and return funds

We file the necessary legal documentation and work with our attorney network to complete the court process. You keep what you're owed — we take a small contingency fee only when we succeed.

No upfront fees. No hidden costs. We only earn when you receive your funds.
The Opportunity

Why this matters now

$70B+ in unclaimed property held by state and county governments nationwide
1 in 10 foreclosure sales generate surplus funds — most homeowners never know
$50K–$500K+ typical surplus range on residential foreclosure properties

The 2020–2023 foreclosure wave created a massive backlog of surplus funds sitting in county court registries. Homeowners moved on. Money was left behind. And unlike most financial recovery situations — there is no dispute about who this money belongs to.

It's theirs. We help them get it back.

No upfront cost to you

We handle all filing fees, attorney costs, and administrative work. We earn our fee only when you receive your funds.

Typically resolved in 30–90 days

Our attorney network handles court filings directly. Most claims are approved and disbursed within three months of verification.

Full transparency on your claim

We tell you exactly how much you're owed, where it's held, and what our fee is — before you commit to anything.

Available in every state

Our attorney network covers all 50 states. No matter where the property was located, we can help you file the correct claim.

If you lost a home to foreclosure after 2008, check if you're owed money.

Surplus funds don't expire on a schedule that helps homeowners. They sit in county registries until someone claims them — or until state dormancy periods pass and they transfer to unclaimed property offices. The window is real. So is the money.

Billions of dollars have gone unclaimed simply because former homeowners never learned the funds existed.

This was their equity. We help them reclaim it.